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Scope Zero created the Carbon Savings Account (CSA). Think health savings account, but for home technology and personal transportation upgrades that foster employee financial wellness and corporate ESG. For employees, the CSA increases the affordability and accessibility of upgrades that reduce their utility bills, fuel spend, and carbon footprint. The CSA lowers the upfront costs of upgrades with employer matches and referral discounts from CSA marketplace vendors. For employers, the CSA measures, reports, and reduces scope 3 work-from-home and commute emissions. The CSA addresses the annual 2.3B tons of carbon emissions from U.S. residential energy consumption and personal vehicle use.